:root { --paper:#fff; --page:#fff; --navy:#17324d; --deep:#0e263e; --muted:#526170; --line:#d6e0e8; --soft:#e8edf1; }
*,*::before,*::after{box-sizing:border-box}
body{min-width:320px;min-height:100dvh;margin:0;background:var(--page);color:var(--deep);font-family:system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;font-size:17px;line-height:1.65;-webkit-font-smoothing:antialiased}
a{color:var(--navy);text-decoration-thickness:1px;text-underline-offset:3px}
.topbar{border-bottom:3px solid var(--navy);background:var(--paper)}
.topbar-inner{width:min(1000px,100%);min-height:88px;display:flex;align-items:center;justify-content:space-between;gap:24px;margin-inline:auto;padding:10px 24px}
.brand{display:block;width:100px}.brand img{width:100%;height:auto;display:block}.header-label{color:var(--muted);font-size:13px;font-weight:800;letter-spacing:.08em;text-align:right;text-transform:uppercase}
.page{width:min(820px,calc(100% - 36px));margin:34px auto;border:1px solid var(--line);border-radius:22px;padding:42px 46px;background:var(--paper);box-shadow:0 18px 44px rgba(23,50,77,.08)}
.eyebrow{margin:0 0 10px;color:var(--navy);font-size:13px;font-weight:800;letter-spacing:.1em;text-transform:uppercase}h1,h2{letter-spacing:-.03em}h1{margin:0;font-size:clamp(36px,7vw,52px);line-height:1.05}.effective{margin:12px 0 0;color:var(--muted);font-size:15px;font-weight:700}.intro{margin:26px 0 0;color:var(--muted);font-size:19px}.legal-section{margin-top:32px;padding-top:30px;border-top:1px solid var(--line)}.legal-section h2{margin:0 0 10px;font-size:24px;line-height:1.2}.legal-section p,.legal-section ul{margin-top:10px;margin-bottom:0}.legal-section ul{padding-left:22px}.legal-section li+li{margin-top:8px}.callout{margin-top:28px;border-left:4px solid var(--navy);border-radius:0 14px 14px 0;padding:18px 20px;background:var(--soft)}.callout p{margin:0}.legal-footer{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:12px 24px;margin-top:36px;padding-top:24px;border-top:1px solid var(--line);color:var(--muted);font-size:14px;font-weight:600}.legal-links{display:flex;flex-wrap:wrap;gap:10px 18px}
@media(max-width:620px){.topbar-inner{min-height:76px;padding:8px 17px}.brand{width:82px}.header-label{max-width:155px;font-size:11px}.page{width:100%;margin:0;border:0;border-radius:0;padding:34px 20px 30px;box-shadow:none}h1{font-size:36px}.intro{font-size:18px}}